300
      
      
         The Adventist Home
      
      
        By one man’s indifference in regard to paying his just dues all our
      
      
        people are in danger of being regarded as unreliable
      
      
      
      
        Those who make any pretensions to godliness should adorn the
      
      
        doctrine they profess, and not give occasion for the truth to be reviled
      
      
        through their inconsiderate course of action. “Owe no man any thing,”
      
      
        says the apostle
      
      
      
      
        Counsel to One in Debt—Be determined never to incur another
      
      
        debt. Deny yourself a thousand things rather than run in debt. This has
      
      
        been the curse of your life, getting into debt. Avoid it as you would
      
      
        the smallpox.
      
      
        Make a solemn covenant with God that by His blessing you will
      
      
        pay your debts and then owe no man anything if you live on porridge
      
      
        and bread. It is so easy in preparing your table to throw out of your
      
      
        pocket twenty-five cents for extras. Take care of the pennies, and the
      
      
        dollars will take care of themselves. It is the mites here and the mites
      
      
        there that are spent for this, that, and the other that soon run up into
      
      
        dollars. Deny self at least while you are walled in with debts.... Do
      
      
        not falter, be discouraged, or turn back. Deny your taste, deny the
      
      
         [394]
      
      
        indulgence of appetite, save your pence, and pay your debts. Work
      
      
        them off as fast as possible. When you can stand forth a free man again,
      
      
        owing no man anything, you will have achieved a great victory
      
      
      
      
        Show Consideration for Unfortunate Debtors—If some are
      
      
        found to be in debt and really unable to meet their obligations, they
      
      
        should not be pressed to do that which is beyond their power. They
      
      
        should be given a favorable chance to discharge their indebtedness,
      
      
        and not be placed in a position where they are utterly unable to free
      
      
        themselves from debt. Though such a course might be considered
      
      
        justice, it is not mercy and the love of God
      
      
      
      
        Danger in Extreme Positions—Some are not discreet and would
      
      
        incur debts that might be avoided. Others exercise a caution that
      
      
        savors of unbelief. By taking advantage of circumstances we may at
      
      
        times invest means to such advantage that the work of God will be
      
      
        strengthened and upbuilt, and yet keep strictly to right principles
      
      
      
      
         [395]
      
      
        8
      
      
         Testimonies For The Church 5, 179
      
      
        .
      
      
        9
      
      
         Ibid., 5:181, 182
      
      
        .
      
      
        10
      
      
         Counsels on Stewardship, 257
      
      
        .
      
      
        11
      
      
         Manuscript 46, 1900
      
      
        .
      
      
        12
      
      
         Manuscript 20, 1891
      
      
        .